{"product_id":"national-commercial-banking-in-trinidad-and-tobago-a-positive-step-in-consciousness","title":"National Commercial Banking in Trinidad and Tobago: A Positive Step in Consciousness","description":"\u003cp\u003eThe author was chief executive of the National Commercial Bank of Trinidad and Tobago Limited from its inception until his retirement from the bank after twenty-three years. \u003c\/p\u003e\u003cp\u003eNational Commercial Banking in Trinidad and Tobago shows the universal principle that where there is a will, there is a way. It highlights the processes that laid the foundation for modern commercial banking in Trinidad and Tobago. These processes were the following: \u003c\/p\u003e\u003cp\u003e--Elimination of employment practices that discriminated on grounds of class, race, creed, or location of applicant's address \u003cbr\u003e --Increase in total deposits of NCB from $4.5 million in1970 to over $1.5 billion in 1993 \u003cbr\u003e --Banking services provided to neglected lower income groups \u003cbr\u003e --Development of a professional local management to strengthen the banking system and governance of Trinidad and Tobago \u003cbr\u003e --Introduction of mortgage loans for housing construction on 90 percent financing terms, not previously available \u003cbr\u003e --Elimination of female-gender income discrimination where females were loan applicants or joint loan applicants for housing loans \u003cbr\u003e --Lifting of the self-confidence and self-esteem of the citizens of Trinidad and Tobago \u003c\/p\u003e\u003cp\u003eOne of the significant lessons to be learnt from National Commercial Banking in Trinidad and Tobago is that each person can make a positive difference in a country's progress. Each person has a spark of divinity and can live life fully, love openly, and make a difference by his\/her unique contribution to society.\u003c\/p\u003e","brand":"Balboa Press","offers":[{"title":"Default Title","offer_id":47296859897908,"sku":"9781504379168","price":17.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0699\/8638\/5972\/files\/imageloader_d8ea7d31-6f3e-4e66-96b2-2e0c9398c8cd.jpg?v=1764806410","url":"https:\/\/worldcaribbeanbooks.com\/products\/national-commercial-banking-in-trinidad-and-tobago-a-positive-step-in-consciousness","provider":"World Caribbean Books","version":"1.0","type":"link"}